Decentralized finance (DeFi) offers a more accessible, transparent framework for financial services, without middlemen taking a spread. DeFi provides quick and convenient access to C2C lending, high-interest earning projects and staking for returns. All of this allows you to earn interest on your savings, to make your money and assets work for you. DeFi enables you to trade one asset for another 24/7, without hefty fees currently applied by each agent involved in the process. There are no delays caused by having to wait for your USD to settle, your wire to process or your bank to open.